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HOME TOWN TITLE, LLC
Tim's background (Owner/Manager) in real estate started when he was 5 years old, going with his father to his real estate office in Sauk Centre in the early 80's.  Tim started selling residential real estate and Abstracting in 2003 after graduating from St. Cloud State University with a degree in finance, he received his Brokers license in 2006 and Closing License and Insurance Producers Licenses in 2012 after purchasing Home Town Title, LLC.
He is a member of the American Land Title Association, the Minnesota Land Title Association, National Association of REALTORS, Minnesota Association of REALTORS, St. Cloud Area Association of REALTORS, St. Joseph Chamber of Commerce, and the St. Joseph Jaycees (Current State Delegate, past President and Treasurer).


Mary Klimek's background (Senior Closer/Escrow officer) started in 2000 while working for a title company doing processing in Alexandria.  She later increased her knowledge base by working at a financial institution processing real estate loans for the following 8 years.  She gained a wealth of knowledge to add to her Degree in finance and credit.  Mary currently holds a Closer License, a Residential Insurance Producer License as well as a Notary Public in the state of Minnesota. 



Sara Bye's background (Director of Operations) joined Home Town Title in 2016 as Director of Operations, bringing 15 years of operations management experience and expertise to the company. An active member in the St. Joseph community, Sara is involved with the Kennedy PTA, St. Joseph Jaycees, St. Could Youth Hockey and the St. Joseph Chamber of Commerce. You can find Sara at our St. Joseph location for any of your residential, commercial, construction closings, title insurance or escrow needs. MN License ID: 40529299.


Katie Gottwald’s background (Escrow Officer/Abstracter) Katie went to school at Alexandria Technical College for Finance and Credit. She worked for a title company in 2007 for her internship. She later went to school at St. Cloud State University for Psychology. She increased her knowledge working for a financial institution as a teller and in the accounting department. Katie currently holds a Closer License, a Residential Insurance Producer License, Abstracters License, as well as Notary Public in the State of Minnesota. Katie is a member on the Holy Family School Board. In her spare time, she enjoys hanging out with her family, playing volleyball, and reading a good book at the cabin. ​


ABOUT US~
At Home Town Title, LLC we believe it is our privilege to work for our clients. Home Town Title, LLC was founded in 1998 by Margy Umhoefer and her husband Jim. Margy ran the company for the last 14 years with different partners over the years, until 2005 when Tim Nelson became a silent partner, then in 2012, Tim purchased the remaining shares of Home Town Title, LLC and took over as Managing owner along with offices in Sauk Centre, Alexandria and St. Joseph.
"Its all about working with people you trust, that are diligent and that will go the extra mile when needed at a moments notice!
Whether it be the after hours closing, last minute scheduling, a quick turnaround on a rush file, we ARE flexible and want to make you and your clients experience a great lasting memory."​
​"Quality means doing it right when no one is looking." - Henry Ford